In connection with your transaction, the dealership may obtain
information about you as described in this notice.

1. We collect nonpublic personal information about you from the following sources:
 Information we receive from you on applications or other forms;
 
 Information about your transactions with us, our affiliates or others; and,
 
 Information we receive from consumer reporting agency (e.g., credit bureau).

2. We may disclose all of the information we collect, as described above,
to companies that perform marketing services on our behalf or to financial
institutions with whom we have joint marketing agreements. We may make
such disclosures about you as a consumer, customer, or former customer.

3. We may also disclose nonpublic personal information about you as
a customer, customer for former customer to non-affiliated third parties
as permitted by law.

4. We restrict access to nonpublic personal information about you to
those dealership personnel who need to know that information in order to
determine your eligibility for products and services, and to provide you
with products and services, and to those who are subject to confidentiality
provisions and restrictions that prohibit use of information beyond the
performance of specified services. To guard your nonpublic personal
information we maintain physical, electronic, and procedural safeguards
that comply with federal standards.